Because 1^st Choice Mortgage Corp. is a mortgage broker, we are able to offer a variety of loan products and rates with some of the largest and best investors.

· Fixed Rate Mortgages 10 to 30 Years

· Adjustable Rate Mortgages With Fixed Periods Of 1,2,3,5,7, & 10 Years

· Adjustable Rates With A No Charge For A Conversion Option

· First Time Homebuyers

· FHA

· VA

· Streamline either FHA or VA loans

· 107% Purchase Money With One Loan

· Construction to Permanent Loans: Spec’s, Investment, Second Homes As Well As Your Dream Home

· Consolidation Loans

· Investment And Second Home Loans

· Jumbo Loans To 6 Million

· Sub Prime A-, B, C, and D Loans

· No Income Verification

· True No Doc Lenders Available

· 2nd Mortgages

· Up to 125% Second Mortgage Cash Out and Home Improvement

· Refinance

Pre-qualifying

One of the most important steps prior to purchasing is to be pre-qualified or pre-approved. This step can eliminate a lot of wasted time by you and others involved in the purchase transaction. A pre-approval process can also be helpful in structuring your final goal. Many times you may find something showing up on you credit report that is incorrect, or may need to do some debt consolidation in order to qualify for the price range you were interested in. We are there to assist and advise with any challenges that may come up.

A pre-qualification may be handled over the telephone and is usually followed up by a loan packaged being mailed to you overnight along with the application, disclosures and a letter with a list of items that will be needed to complete the transaction. As soon as the requested documents are returned to us we usually are able to acquire an official pre-approval in writing from an investor within just a few hours and sometimes, with more complicated packages up to a few days. In any event, we meet our deadlines and commitments without any undue stress for anyone involved.

Please call us today or use our free online pre-qualification form to get pre-qualified for your home.